These Terms of Service and Terms and Conditions (the "Legal Terms") govern your access to and use of https://www.wearcredo.com and any related products and services offered by CREDO.
We are Joel Johnson, doing business as CREDO, located at 78 Colonel Frank Ching Crescent, Brampton, Ontario L6Y 5W5, Canada. You can contact us at hello@wearcredo.com or by phone at +1-437-987-0640.
By accessing or using the Services, you confirm that you have read, understood, and agreed to be bound by these Legal Terms. If you do not agree, you must discontinue use of the Services immediately. The Services are intended for users who are at least 18 years old.
1. Our Services
The Services include our website, products, and related offerings. Information provided through the Services is not intended for distribution or use in any jurisdiction where doing so would violate law or require registration.
The Services are not tailored to comply with industry-specific regulations such as HIPAA, FISMA, or GLBA. If your use would subject us or the Services to those laws, you may not use the Services in that manner.
2. Intellectual Property Rights
We own or license all intellectual property rights in the Services, including source code, functionality, website designs, text, photographs, graphics, audio, video, product descriptions, marketing copy, trademarks, and logos.
Subject to your compliance with these Legal Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access the Services and print or download portions of the Content solely for personal, non-commercial use.
Except as expressly permitted in these Legal Terms, no part of the Services, Content, or Marks may be copied, reproduced, republished, posted, publicly displayed, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our prior written permission.
If you send us ideas, feedback, suggestions, or other submissions, you assign to us all intellectual property rights in those submissions, and we may use them without acknowledgment or compensation to you.
3. User Representations
By using the Services, you represent and warrant that:
- You have the legal capacity to agree to these Legal Terms.
- You are not a minor in the jurisdiction where you reside.
- You will not access the Services through automated or non-human means.
- You will not use the Services for any illegal or unauthorized purpose.
- Your use of the Services will comply with applicable law and regulation.
If you provide information that is untrue, inaccurate, not current, or incomplete, we may suspend or terminate your access to the Services.
4. Products
We make reasonable efforts to display product colors, features, specifications, and details accurately, but we do not guarantee that your device will display them perfectly or that all product information will always be complete, current, or error free.
All products are subject to availability. We may discontinue products or change prices at any time.
5. Purchases and Payment
We accept the following payment methods:
- Visa
- Mastercard
- American Express
- Discover
- PayPal
- Apple Pay
You agree to provide current, complete, and accurate purchase and account information. All payments are processed in CAD. You authorize us to charge your selected payment method for the applicable purchase amount, taxes, and shipping fees.
We reserve the right to refuse, limit, or cancel any order, including orders that appear to be placed by dealers, resellers, or distributors, or orders involving pricing errors.
6. Return Policy
Please review our Return Policy before making a purchase: https://wearcredo.com/return-policy.
7. Prohibited Activities
You may not access or use the Services for any purpose other than the purpose for which we make them available.
- Systematically retrieve data or content from the Services to create collections, compilations, databases, or directories without our written permission.
- Trick, defraud, or mislead us or other users, including attempts to learn sensitive account information.
- Circumvent, disable, or interfere with security-related features of the Services.
- Disparage, tarnish, or otherwise harm us or the Services.
- Use information obtained from the Services to harass, abuse, or harm another person.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Use the Services in a manner inconsistent with applicable laws or regulations.
- Upload or transmit viruses, malicious code, spam, or disruptive material.
- Use any automated system, including bots, scrapers, spiders, or data-mining tools, except as permitted by standard search engine usage.
- Delete copyright or other proprietary rights notices from any Content.
- Attempt to impersonate another user or person, or use another user's username.
- Interfere with, disrupt, or create an undue burden on the Services or connected networks.
- Attempt to bypass measures designed to prevent or restrict access to the Services.
- Copy, adapt, decompile, disassemble, reverse engineer, or otherwise exploit the Services' software except as permitted by law.
- Use a buying agent or purchasing agent to make purchases on the Services.
- Create accounts by automated means or under false pretenses, or collect usernames or email addresses for unsolicited communications.
- Use the Services to compete with us or for any revenue-generating endeavor not approved by us.
- Use the Services to advertise or offer to sell goods and services.
- Sell or otherwise transfer your profile.
8. User Generated Contributions
The Services do not generally offer public user posting functionality, but if we make features available that allow you to submit, send, or otherwise provide content, those materials are treated as Contributions under these Legal Terms.
- Your Contributions must not infringe any third-party intellectual property, privacy, publicity, or other rights.
- You must have all rights, licenses, consents, releases, and permissions needed to submit and authorize use of your Contributions.
- Your Contributions must not be false, inaccurate, misleading, unlawful, obscene, harassing, hateful, defamatory, or otherwise objectionable.
- Your Contributions must not include unsolicited advertising, promotional materials, spam, mass mailings, or similar solicitation.
- Your Contributions must not violate laws concerning child safety, discrimination, threats, violence, or privacy.
- Any violation of these standards may result in suspension or termination of your use of the Services.
9. Contribution License
You and the Services agree that we may access, store, process, and use information and personal data you provide in accordance with our Privacy Policy and your choices.
By submitting suggestions or feedback, you agree that we may use and share that feedback without compensation to you. We do not claim ownership of your Contributions, but you remain solely responsible for them and agree not to bring claims against us in relation to your Contributions.
10. Guidelines for Reviews
If the Services allow ratings or reviews, they must reflect your real experience and must not contain unlawful, abusive, offensive, discriminatory, false, or misleading content.
We may accept, reject, or remove reviews in our sole discretion. By posting a review, you grant us a perpetual, worldwide, royalty-free license to reproduce, modify, translate, transmit, display, perform, and distribute that review content.
11. Third-Party Websites and Content
The Services may link to third-party websites or include third-party content. We do not investigate, monitor, or guarantee the accuracy, appropriateness, or completeness of third-party materials.
Your interactions with third-party websites, content, and purchases are solely between you and the applicable third party, and we are not responsible for losses or harm arising from those interactions.
12. Services Management
We reserve the right, but not the obligation, to:
- Monitor the Services for violations of these Legal Terms.
- Take legal action against users who violate the law or these Legal Terms.
- Restrict, disable, or remove content or access where appropriate.
- Manage the Services in a way designed to protect our rights and property.
13. Privacy Policy
We care about data privacy and security. Please review our Privacy Policy: https://wearcredo.com/privacy-policy.
By using the Services, you agree to our Privacy Policy. The Services are hosted in Canada, and by using them from another jurisdiction, you consent to the transfer and processing of your data in Canada.
14. Term and Termination
These Legal Terms remain in effect while you use the Services. We may deny access, suspend, or terminate your use of the Services at any time, without notice or liability, for any reason, including a breach of these Legal Terms or applicable law.
If your access is terminated or suspended, you may not create a new account under your own name, a borrowed name, or any third party's name.
15. Modifications and Interruptions
We may change, modify, suspend, or discontinue the Services at any time without notice. We are not liable to you or any third party for changes, price updates, interruptions, delays, or discontinuance.
We do not guarantee continuous availability and are not obligated to maintain, support, or update the Services.
16. Governing Law
These Legal Terms are governed by the laws of Canada. Joel Johnson and you irrevocably consent to the exclusive jurisdiction of the courts of Canada for disputes arising in connection with these Legal Terms, subject to the dispute resolution provisions below.
17. Dispute Resolution
Informal Negotiations
Before initiating arbitration, the parties agree to attempt to resolve any dispute informally for at least thirty (30) days after written notice.
Binding Arbitration
Disputes arising out of or in connection with these Legal Terms may be finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber in accordance with its rules. The number of arbitrators shall be one (1), the seat of arbitration shall be Toronto, Canada, and the language of the proceedings shall be English.
Restrictions and Exceptions
Arbitration is limited to disputes between the parties individually. Class actions, representative proceedings, and joined claims are not permitted to the fullest extent allowed by law.
Disputes involving intellectual property, theft, piracy, invasion of privacy, unauthorized use, or claims for injunctive relief are not subject to the informal negotiation and arbitration provisions above.
18. Corrections
The Services may contain typographical errors, inaccuracies, or omissions, including in product descriptions, pricing, and availability. We reserve the right to correct or update information at any time without prior notice.
19. Disclaimer
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE ARE NOT LIABLE FOR CONTENT ERRORS, PERSONAL INJURY, PROPERTY DAMAGE, UNAUTHORIZED ACCESS, INTERRUPTIONS, TRANSMISSION FAILURES, VIRUSES, OR LOSSES ARISING FROM USE OF THE SERVICES OR THIRD-PARTY PRODUCTS OR SERVICES LINKED THROUGH THE SERVICES.
20. Limitations of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, OR LOSS OF DATA.
NOTWITHSTANDING ANYTHING TO THE CONTRARY, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT PAID, IF ANY, BY YOU TO US. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU.
21. Indemnification
You agree to defend, indemnify, and hold us harmless, including our affiliates, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, demand, or expense, including reasonable attorneys' fees, arising out of your use of the Services, breach of these Legal Terms, violation of third-party rights, or harmful acts toward other users.
22. User Data
We maintain data you transmit to the Services for operational and performance purposes. Although we perform routine backups, you are solely responsible for your data and waive claims against us arising from data loss or corruption.
23. Electronic Communications, Transactions, and Signatures
Visiting the Services, sending emails, and completing online forms constitute electronic communications. You consent to receive communications electronically and agree that electronic notices, signatures, records, and contracts satisfy legal requirements for written communications.
24. California Users and Residents
If a complaint with us is not satisfactorily resolved, California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by phone at (800) 952-5210 or (916) 445-1254.
25. Miscellaneous
These Legal Terms and any policies or rules posted on the Services constitute the entire agreement between you and us. Our failure to enforce any provision is not a waiver. If any provision is unlawful or unenforceable, the remaining provisions remain in full force and effect.
These Legal Terms do not create any joint venture, partnership, employment, or agency relationship between you and us.
26. Protection of Apparel Designs and Marketing Copy
In addition to the general intellectual property protections in these Legal Terms, all apparel graphics, minimalist line-art designs, thematic collections, product captions, and marketing copy on the Services are the exclusive property of CREDO.
You agree not to download, screenshot, trace, scrape, reproduce, alter, redistribute, resell, or upload these assets to third-party print-on-demand platforms without our prior written permission. Unauthorized use may result in immediate legal action.
27. Print-on-Demand Production and Fulfillment
CREDO uses a custom print-on-demand fulfillment model to support sustainable production. Production and shipping timelines shown on the website are estimates only and are not legally binding guarantees.
We are not liable for delays caused by printing partners, carriers, customs, or other unforeseen supply chain disruptions. By placing an order, you acknowledge that minor production timeline variations do not by themselves create a right to a refund.
28. Contact Us
To resolve a complaint or request more information about the Services, contact us at:
Joel Johnson
78 Colonel Frank Ching Crescent
Brampton, Ontario L6Y 5W5
Canada
Phone: +1-437-987-0640
Email: hello@wearcredo.com






















