Last updated: September 09, 2026
These Terms & Conditions ("Terms") govern your use of https://www.wearcredo.com and purchases made through the website.
WearCredo is an apparel label of House of Credo. The business is operated by Jacob Paul as a sole proprietor.
By using the website or placing an order, you agree to these Terms and the policies referenced in them. Nothing in these Terms is intended to limit any consumer right that cannot lawfully be excluded.
1. Using WearCredo
You must be legally capable of entering into a binding contract to place an order. Where this is not the case, purchases should be made with the involvement of a parent or legal guardian as required by applicable law.
Where customer accounts are available, you are responsible for providing accurate information and taking reasonable steps to protect your account credentials.
You must not misuse the website, interfere with its operation or security, attempt unauthorized access, introduce malicious software, use the website for fraudulent or unlawful activity, or improperly copy or extract website content.
We may restrict or suspend access where reasonably necessary to protect the website, our customers, our rights, or our service providers, or where these Terms are materially breached.
2. Products & Availability
We aim to describe and display our products as accurately as reasonably possible, including descriptions, colours, sizing, materials, artwork, and photographs.
Actual colours or appearance may vary slightly because of screen settings, lighting, printing, production processes, or reasonable manufacturing variation. Please review the applicable sizing information before ordering.
Products, designs, colours, sizes, and quantities are subject to availability. Adding an item to your cart does not reserve or guarantee availability.
We may update, limit, or discontinue products from time to time. Nothing in this section limits your rights where a product is defective, damaged, incorrect, materially misdescribed, or otherwise does not conform to applicable legal requirements.
3. Orders, Pricing & Payment
By placing an order, you offer to purchase the selected products using the information and prices presented during checkout.
You are responsible for providing accurate order, contact, billing, and delivery information.
Prices are displayed in Indian Rupees (INR) unless otherwise stated. Applicable taxes, delivery charges, payment-related charges, discounts, and the final order total will be displayed or communicated as applicable before the order is completed.
Available payment methods may include online payments and Cash on Delivery where offered. Payments may be processed by third-party payment service providers and may also be subject to their applicable terms and policies.
We may refuse or cancel an order before fulfilment where reasonably necessary, including because of suspected fraud, unauthorized payment, stock unavailability, delivery limitations, an obvious pricing or product-information error, or a technical issue that prevents fulfilment.
If we cancel a prepaid order after successfully receiving payment, we will arrange an appropriate refund for the cancelled order, subject to applicable payment-processing times.
4. Shipping, Returns & Refunds
Shipping, delivery, processing, shipping charges, Cash on Delivery charges, tracking, delivery attempts, and return-to-origin matters are governed by our Shipping & Delivery Policy.
Returns, replacements, exchanges, refunds, damaged or defective products, incorrect products, and other product-related claims are governed by our Return & Refund Policy.
Those policies form part of the terms applicable to purchases made through WearCredo. Nothing in these Terms or those policies excludes or restricts any consumer right or remedy that cannot lawfully be excluded.
5. Promotions & Offers
WearCredo may occasionally offer discounts, promotional pricing, coupon codes, launch offers, giveaways, contests, or similar promotions.
A promotion may have its own validity period, eligibility requirements, product restrictions, minimum-order requirements, usage limits, or other conditions. Those conditions will apply in addition to these Terms.
We may modify or withdraw a promotion where reasonably necessary, provided this does not unlawfully affect an order that has already been accepted.
6. Intellectual Property
Unless otherwise stated, WearCredo and House of Credo brand materials and website content, including original artwork, graphics, prints, illustrations, designs, photography, written copy, product artwork, logos, visual identity, and other creative materials, are owned by or licensed to the business and are protected by applicable intellectual-property laws.
You may use the website for personal, non-commercial purposes connected with browsing or purchasing our products. You may not copy, reproduce, distribute, sell, commercially exploit, modify, or create unauthorized derivative works from protected content or designs except where permitted by applicable law or with our permission.
Purchasing a physical WearCredo product does not transfer ownership of any copyright, trademark, design, artwork, branding, or other intellectual-property rights associated with that product.
Nothing on the website grants permission to use the WearCredo or House of Credo names, logos, brand identifiers, or other protected branding except as expressly authorized or otherwise permitted by law.
7. Third-Party Services & Website Availability
Our website may use or link to third-party services, including payment, technology, delivery, social, or other service providers. Independent third parties may operate under their own terms and privacy practices.
We aim to keep the website accurate, secure, and available but cannot guarantee uninterrupted or error-free operation. We may perform maintenance or make reasonable technical, security, operational, or business changes to the website.
Occasional technical, typographical, pricing, or other errors may occur. Where an error affects an order, we will address it reasonably and in accordance with applicable law.
8. Liability & Consumer Rights
To the maximum extent permitted by applicable law, we are not responsible for indirect or consequential loss that was not reasonably foreseeable or was not directly caused by our breach of an applicable legal obligation.
We are not responsible for loss caused solely by circumstances outside our reasonable control, misuse of the website, or independent third-party services outside our control, except where applicable law provides otherwise.
Nothing in these Terms excludes or limits liability where it cannot lawfully be excluded or limited. Nothing in these Terms limits mandatory rights or remedies available to consumers under applicable law.
9. Privacy
Our collection and handling of personal information is governed by our Privacy Policy.
Please review the Privacy Policy for information about the personal information we collect, how it is used and shared, cookies and analytics, your privacy choices, and how to contact us about privacy matters.
10. Governing Law, Changes & Contact
These Terms are governed by the laws of India.
If you have a concern or dispute relating to WearCredo or an order, please contact us first so that we can attempt to resolve the matter directly.
Subject to applicable consumer-protection laws and any jurisdiction that cannot lawfully be excluded, disputes relating to these Terms or WearCredo will be subject to the jurisdiction of the competent courts in Bengaluru, Karnataka, India.
Nothing in these Terms prevents a consumer from exercising any right to approach a consumer commission, court, regulator, or other authority available under applicable law.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
We may update these Terms from time to time to reflect changes to our website, products, business practices, policies, or applicable legal requirements. The "Last updated" date will be revised when these Terms are updated, and additional notice will be provided where required by applicable law.
If you have questions about these Terms, contact:
WearCredo
An apparel label of House of Credo
Operated by Jacob Paul as a sole proprietor
Email: hello@wearcredo.com
Website: https://www.wearcredo.com






















